There is vast difference between MTN Merchant and MTN Agent. MTN merchant is someone registered as a merchant to receive electronic payment from customers in a term popularly known as “MoMo Pay“. Agent is someone registered to carry electronic money transaction business and registration of sims.
Major Difference Between Merchant and Agent
| MTN MERCHANT | MTN AGENT |
| Can not register MTN Sim cards | Can register Sim cards |
| Can not make mobile money cash out | Can make mobile money cash out |
| Cannot Register Momo Sims. | Can register mobile money sims |
| Can’t conduct transaction business | Can conducts transaction business |
| Earn no commission | Earn cash out commission |
| Meant for payment receive only | Meant for transaction business |